Gilmer County, West Virginia: hazard risk
FEMA rates Gilmer County's overall risk Very Low (score 11.5 of 100, higher than 11% of rated U.S. counties). Its storm record holds 350 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 89.5 | $62K |
| Riverine Flooding | Relatively Low | 39.2 | $5.4M |
| Hurricane | Very Low | 41.8 | $40K |
| Drought | Very Low | 23.3 | $10K |
| Avalanche | Very Low | 18.7 | $33 |
| Earthquake | Very Low | 18.3 | $27K |
| Lightning | Very Low | 16.3 | $64K |
| Heat Wave | Very Low | 14.4 | $38K |
| Cold Wave | Very Low | 13.8 | $154K |
| Hail | Very Low | 11.8 | $43K |
| Winter Weather | Very Low | 10.9 | $10K |
| Strong Wind | Very Low | 8.4 | $70K |
| Tornado | Very Low | 4.6 | $18K |
| Wildfire | Very Low | 1.3 | $604 |
| Ice Storm | Very Low | 0.9 | $442 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 89 | 0 | $1.6M | 34th of 53 | 1526th of 3,080 |
| Winter storms | 70 | 0 | $835K | 30th of 53 | 678th of 3,077 |
| Floods | 59 | 0 | $6.5M | 17th of 53 | 315th of 3,080 |
| Hail | 33 | 0 | $39K | 34th of 53 | 2041st of 3,080 |
| Extreme cold | 32 | 0 | $56K | 16th of 53 | 174th of 3,076 |
| High wind and dust storms | 23 | 0 | $129K | 24th of 53 | 607th of 3,080 |
| Heat | 19 | 0 | – | 14th of 53 | 475th of 3,076 |
| Drought | 18 | 0 | – | 11th of 53 | 888th of 3,063 |
| Heavy rain | 6 | 0 | – | 36th of 53 | 530th of 3,080 |
| Tornadoes | 1 | 0 | $137K | 37th of 53 | 2746th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gilmer County record: every hazard by year and month, the deadliest events and FEMA's declarations.