Gloucester County, Virginia: hazard risk
FEMA rates Gloucester County's overall risk Very Low (score 22.6 of 100, higher than 22% of rated U.S. counties). Its storm record holds 313 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 75.5 | $816K |
| Coastal Flooding | Relatively Moderate | 66.6 | $996K |
| Hurricane | Relatively Low | 75.8 | $1.3M |
| Ice Storm | Relatively Low | 48.8 | $92K |
| Strong Wind | Relatively Low | 45.8 | $552K |
| Heat Wave | Relatively Low | 45.8 | $345K |
| Tornado | Relatively Low | 29.9 | $578K |
| Cold Wave | Relatively Low | 29.2 | $449K |
| Lightning | Relatively Low | 25.4 | $103K |
| Wildfire | Very Low | 45.2 | $40K |
| Earthquake | Very Low | 42.5 | $201K |
| Landslide | Very Low | 27.6 | $287 |
| Riverine Flooding | Very Low | 25.9 | $3.4M |
| Hail | Very Low | 21.6 | $88K |
| Winter Weather | Very Low | 13.6 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 97 | 0 | $355K | 31st of 96 | 501st of 3,080 |
| Winter storms | 71 | 0 | $46K | 30th of 96 | 279th of 3,077 |
| Heavy rain | 53 | 0 | – | 8th of 96 | 32nd of 3,080 |
| Hail | 33 | 0 | – | 33rd of 96 | 1483rd of 3,080 |
| Floods | 20 | 0 | $4.2M | 57th of 96 | 870th of 3,080 |
| Tornadoes | 17 | 2 | $12M | 3rd of 96 | 202nd of 3,080 |
| Hurricanes and tropical storms | 9 | 0 | $23M | 8th of 96 | 151st of 1,849 |
| Heat | 5 | 0 | – | 28th of 96 | 925th of 3,076 |
| High wind and dust storms | 4 | 2 | $1.5M | 65th of 96 | 1880th of 3,080 |
| Extreme cold | 2 | 0 | – | 67th of 96 | 1851st of 3,076 |
| Wildfires | 1 | 0 | $73K | 9th of 96 | 541st of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gloucester County record: every hazard by year and month, the deadliest events and FEMA's declarations.