Gonzales County, Texas: hazard risk
FEMA rates Gonzales County's overall risk Relatively Moderate (score 85.7 of 100, higher than 85% of rated U.S. counties). Its storm record holds 334 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 91.5 | $1.3M |
| Riverine Flooding | Relatively Moderate | 90.4 | $26M |
| Drought | Relatively Moderate | 89.2 | $1.0M |
| Hurricane | Relatively Moderate | 88.7 | $3.9M |
| Strong Wind | Relatively Moderate | 74.7 | $707K |
| Tornado | Relatively Moderate | 72.5 | $1.8M |
| Cold Wave | Relatively Moderate | 71.9 | $1.5M |
| Lightning | Relatively Moderate | 69.1 | $308K |
| Wildfire | Relatively Low | 73.1 | $141K |
| Heat Wave | Relatively Low | 63.8 | $443K |
| Winter Weather | Relatively Low | 45.9 | $36K |
| Landslide | Very Low | 29.7 | $192 |
| Ice Storm | Very Low | 25.2 | $15K |
| Earthquake | Very Low | 20.9 | $20K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 106 | 0 | $34M | 38th of 254 | 927th of 3,080 |
| Drought | 67 | 0 | – | 166th of 254 | 723rd of 3,063 |
| Hail | 53 | 0 | $17K | 235th of 254 | 2581st of 3,080 |
| Severe thunderstorm wind | 53 | 0 | $2.6M | 209th of 254 | 2600th of 3,080 |
| Tornadoes | 21 | 0 | $11M | 203rd of 254 | 2226th of 3,080 |
| Winter storms | 12 | 0 | – | 208th of 254 | 2857th of 3,077 |
| Heat | 7 | 0 | – | 133rd of 254 | 1759th of 3,076 |
| Extreme cold | 5 | 0 | – | 153rd of 254 | 2324th of 3,076 |
| Lightning | 3 | 0 | $212K | 86th of 254 | 1654th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $120K | 118th of 254 | 1045th of 1,849 |
| Wildfires | 1 | 0 | $12K | 194th of 254 | 1163rd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gonzales County record: every hazard by year and month, the deadliest events and FEMA's declarations.