Gosper County, Nebraska: hazard risk
FEMA rates Gosper County's overall risk Very Low (score 9.8 of 100, higher than 9% of rated U.S. counties). Its storm record holds 496 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 92.0 | $2.6M |
| Drought | Relatively Moderate | 86.2 | $1.7M |
| Strong Wind | Relatively Moderate | 52.5 | $771K |
| Winter Weather | Relatively Low | 40.0 | $59K |
| Ice Storm | Very Low | 23.3 | $27K |
| Wildfire | Very Low | 22.0 | $11K |
| Tornado | Very Low | 20.4 | $315K |
| Lightning | Very Low | 13.8 | $61K |
| Landslide | Very Low | 10.4 | $38 |
| Heat Wave | Very Low | 10.2 | $25K |
| Cold Wave | Very Low | 9.4 | $88K |
| Earthquake | Very Low | 3.1 | $4K |
| Riverine Flooding | Very Low | 2.1 | $489K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 158 | 0 | $38M | 25th of 93 | 287th of 3,080 |
| Winter storms | 115 | 0 | $2.6M | 6th of 93 | 500th of 3,077 |
| Severe thunderstorm wind | 84 | 0 | $20M | 46th of 93 | 1933rd of 3,080 |
| Drought | 51 | 0 | $63M | 4th of 93 | 237th of 3,063 |
| High wind and dust storms | 39 | 0 | $1.3M | 14th of 93 | 469th of 3,080 |
| Tornadoes | 18 | 0 | $3.2M | 64th of 93 | 1521st of 3,080 |
| Extreme cold | 12 | 0 | $36K | 41st of 93 | 929th of 3,076 |
| Floods | 8 | 0 | $3.0M | 62nd of 93 | 2516th of 3,080 |
| Heavy rain | 4 | 0 | – | 26th of 93 | 961st of 3,080 |
| Heat | 2 | 0 | – | 40th of 93 | 1939th of 3,076 |
| Lightning | 1 | 0 | $941K | 49th of 93 | 1860th of 3,080 |
| Wildfires | 1 | 1 | – | 20th of 93 | 847th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gosper County record: every hazard by year and month, the deadliest events and FEMA's declarations.