Grady County, Georgia: hazard risk
FEMA rates Grady County's overall risk Relatively Low (score 53.0 of 100, higher than 52% of rated U.S. counties). Its storm record holds 302 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 88.1 | $4.2M |
| Tornado | Relatively Moderate | 76.1 | $2.5M |
| Cold Wave | Relatively Moderate | 68.0 | $1.5M |
| Lightning | Relatively Moderate | 67.1 | $340K |
| Drought | Relatively Low | 60.4 | $221K |
| Heat Wave | Relatively Low | 51.1 | $300K |
| Riverine Flooding | Relatively Low | 40.7 | $3.8M |
| Strong Wind | Relatively Low | 29.5 | $220K |
| Wildfire | Very Low | 62.7 | $78K |
| Earthquake | Very Low | 31.5 | $67K |
| Hail | Very Low | 28.4 | $84K |
| Landslide | Very Low | 18.1 | $71 |
| Winter Weather | Very Low | 15.8 | $10K |
| Ice Storm | Very Low | 5.4 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 167 | 0 | $1.1M | 95th of 159 | 925th of 3,080 |
| Drought | 43 | 0 | – | 87th of 159 | 351st of 3,063 |
| Tornadoes | 24 | 6 | $36M | 41st of 159 | 665th of 3,080 |
| Hail | 23 | 0 | – | 145th of 159 | 2554th of 3,080 |
| Hurricanes and tropical storms | 16 | 1 | $204M | 98th of 159 | 194th of 1,849 |
| Floods | 10 | 1 | $12M | 126th of 159 | 2358th of 3,080 |
| Heat | 5 | 0 | – | 118th of 159 | 1411th of 3,076 |
| Heavy rain | 5 | 0 | – | 96th of 159 | 1165th of 3,080 |
| Extreme cold | 3 | 0 | $9.5M | 126th of 159 | 2119th of 3,076 |
| Winter storms | 3 | 0 | – | 149th of 159 | 2940th of 3,077 |
| Lightning | 2 | 0 | $82K | 146th of 159 | 1853rd of 3,080 |
| High wind and dust storms | 1 | 0 | $6K | 137th of 159 | 2857th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Grady County record: every hazard by year and month, the deadliest events and FEMA's declarations.