Graves County, Kentucky: hazard risk
FEMA rates Graves County's overall risk Relatively Moderate (score 84.0 of 100, higher than 83% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by ice storm, strong wind. Its storm record holds 892 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 94.0 | $1.1M |
| Strong Wind | Relatively High | 91.7 | $1.7M |
| Earthquake | Relatively Moderate | 96.9 | $23M |
| Drought | Relatively Moderate | 89.0 | $1.2M |
| Winter Weather | Relatively Moderate | 84.2 | $196K |
| Cold Wave | Relatively Moderate | 76.9 | $2.3M |
| Lightning | Relatively Moderate | 74.1 | $436K |
| Tornado | Relatively Moderate | 70.6 | $1.9M |
| Heat Wave | Relatively Low | 75.2 | $881K |
| Landslide | Relatively Low | 68.5 | $4K |
| Hail | Relatively Low | 60.3 | $289K |
| Riverine Flooding | Relatively Low | 56.8 | $6.2M |
| Hurricane | Very Low | 48.7 | $49K |
| Wildfire | Very Low | 26.7 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 217 | 2 | $4.0M | 80th of 118 | 791st of 3,080 |
| Hail | 100 | 0 | $30K | 36th of 118 | 1124th of 3,080 |
| Winter storms | 98 | 1 | $31M | 54th of 118 | 795th of 3,077 |
| Heat | 84 | 1 | – | 19th of 118 | 171st of 3,076 |
| Floods | 77 | 1 | $9.5M | 75th of 118 | 523rd of 3,080 |
| High wind and dust storms | 70 | 0 | $18M | 22nd of 118 | 237th of 3,080 |
| Extreme cold | 65 | 0 | $5.7M | 22nd of 118 | 124th of 3,076 |
| Drought | 42 | 0 | $16M | 19th of 118 | 541st of 3,063 |
| Tornadoes | 38 | 24 | $8.9M | 19th of 118 | 418th of 3,080 |
| Heavy rain | 10 | 0 | – | 46th of 118 | 567th of 3,080 |
| Lightning | 3 | 0 | $57K | 45th of 118 | 1162nd of 3,080 |
| Wildfires | 1 | 0 | – | 30th of 118 | 926th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Graves County record: every hazard by year and month, the deadliest events and FEMA's declarations.