Grundy County, Tennessee: hazard risk
FEMA rates Grundy County's overall risk Very Low (score 34.3 of 100, higher than 34% of rated U.S. counties). Its storm record holds 302 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 75.0 | $1.5M |
| Tornado | Relatively Moderate | 74.5 | $1.8M |
| Strong Wind | Relatively Moderate | 56.5 | $379K |
| Earthquake | Relatively Low | 64.2 | $338K |
| Landslide | Relatively Low | 63.3 | $2K |
| Winter Weather | Relatively Low | 58.8 | $50K |
| Drought | Relatively Low | 52.1 | $97K |
| Ice Storm | Relatively Low | 35.2 | $24K |
| Lightning | Relatively Low | 26.0 | $54K |
| Wildfire | Very Low | 56.1 | $39K |
| Hurricane | Very Low | 45.3 | $27K |
| Riverine Flooding | Very Low | 29.4 | $2.0M |
| Hail | Very Low | 24.5 | $52K |
| Heat Wave | Very Low | 5.7 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 107 | 0 | $1.5M | 79th of 95 | 1129th of 3,080 |
| Winter storms | 59 | 0 | $2.5M | 30th of 95 | 928th of 3,077 |
| Hail | 48 | 0 | $15K | 51st of 95 | 1584th of 3,080 |
| Drought | 45 | 0 | $6K | 9th of 95 | 164th of 3,063 |
| Floods | 23 | 0 | $515K | 75th of 95 | 1335th of 3,080 |
| High wind and dust storms | 9 | 0 | $712K | 33rd of 95 | 1580th of 3,080 |
| Tornadoes | 9 | 0 | $5.8M | 69th of 95 | 1926th of 3,080 |
| Extreme cold | 1 | 0 | – | 53rd of 95 | 2574th of 3,076 |
| Lightning | 1 | 0 | $15K | 71st of 95 | 1671st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Grundy County record: every hazard by year and month, the deadliest events and FEMA's declarations.