Gunnison County, Colorado: hazard risk
FEMA rates Gunnison County's overall risk Relatively Low (score 45.0 of 100, higher than 44% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by avalanche. Its storm record holds 2,333 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Avalanche | Very High | 96.2 | $7.0M |
| Landslide | Relatively Moderate | 97.4 | $590K |
| Lightning | Relatively Moderate | 62.1 | $542K |
| Wildfire | Relatively Low | 70.2 | $262K |
| Riverine Flooding | Relatively Low | 57.0 | $12M |
| Winter Weather | Relatively Low | 38.1 | $63K |
| Drought | Relatively Low | 34.9 | $61K |
| Earthquake | Very Low | 41.2 | $246K |
| Volcanic Activity | Very Low | 25.1 | $1 |
| Ice Storm | Very Low | 9.4 | $7K |
| Cold Wave | Very Low | 7.2 | $62K |
| Tornado | Very Low | 6.2 | $41K |
| Hail | Very Low | 4.3 | $14K |
| Strong Wind | Very Low | 4.2 | $41K |
| Heat Wave | Very Low | 2.3 | $11 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 1,575 | 0 | $89K | 26th of 63 | 352nd of 3,077 |
| Drought | 412 | 0 | – | 16th of 63 | 1044th of 3,063 |
| Landslides and avalanches | 120 | 29 | $454K | 14th of 63 | 25th of 2,278 |
| Extreme cold | 71 | 0 | $5K | 19th of 63 | 1658th of 3,076 |
| High wind and dust storms | 52 | 1 | $83K | 63rd of 63 | 2167th of 3,080 |
| Wildfires | 27 | 0 | $58M | 29th of 63 | 340th of 2,972 |
| Floods | 19 | 2 | $656K | 51st of 63 | 2930th of 3,080 |
| Severe thunderstorm wind | 11 | 1 | $100 | 53rd of 63 | 2982nd of 3,080 |
| Heavy rain | 6 | 0 | $62K | 33rd of 63 | 1961st of 3,080 |
| Lightning | 6 | 0 | $76K | 36th of 63 | 1956th of 3,080 |
| Hail | 2 | 0 | – | 61st of 63 | 3028th of 3,080 |
| Tornadoes | 1 | 0 | – | 54th of 63 | 2969th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gunnison County record: every hazard by year and month, the deadliest events and FEMA's declarations.