Hamilton County, Nebraska: hazard risk
FEMA rates Hamilton County's overall risk Very Low (score 42.6 of 100, higher than 42% of rated U.S. counties); 2 of its 13 hazards are rated Relatively High or Very High, led by hail, strong wind. Its storm record holds 713 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 97.5 | $7.6M |
| Strong Wind | Relatively High | 95.6 | $4.9M |
| Drought | Relatively Moderate | 84.4 | $1.8M |
| Ice Storm | Relatively Moderate | 65.5 | $263K |
| Winter Weather | Relatively Low | 57.5 | $128K |
| Tornado | Relatively Low | 50.7 | $1.9M |
| Lightning | Relatively Low | 36.8 | $218K |
| Wildfire | Very Low | 28.4 | $20K |
| Heat Wave | Very Low | 22.3 | $115K |
| Cold Wave | Very Low | 17.7 | $285K |
| Riverine Flooding | Very Low | 16.9 | $3.1M |
| Earthquake | Very Low | 11.5 | $18K |
| Landslide | Very Low | 4.6 | $10 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 236 | 0 | $90M | 13th of 93 | 154th of 3,080 |
| Severe thunderstorm wind | 148 | 0 | $108M | 26th of 93 | 1537th of 3,080 |
| Winter storms | 116 | 1 | $6.8M | 14th of 93 | 634th of 3,077 |
| Tornadoes | 63 | 0 | $157M | 4th of 93 | 120th of 3,080 |
| Drought | 46 | 0 | $56M | 26th of 93 | 441st of 3,063 |
| High wind and dust storms | 38 | 1 | $2.2M | 24th of 93 | 603rd of 3,080 |
| Heavy rain | 29 | 0 | $984K | 6th of 93 | 340th of 3,080 |
| Floods | 17 | 0 | $12M | 35th of 93 | 1981st of 3,080 |
| Extreme cold | 12 | 0 | $71K | 54th of 93 | 1053rd of 3,076 |
| Heat | 3 | 0 | $2.1M | 34th of 93 | 1831st of 3,076 |
| Lightning | 3 | 0 | $66K | 10th of 93 | 1152nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hamilton County record: every hazard by year and month, the deadliest events and FEMA's declarations.