Hancock County, Indiana: hazard risk
FEMA rates Hancock County's overall risk Relatively Low (score 44.0 of 100, higher than 43% of rated U.S. counties). Its storm record holds 403 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 73.9 | $4.8M |
| Earthquake | Relatively Low | 69.8 | $1.3M |
| Hail | Relatively Low | 64.9 | $731K |
| Winter Weather | Relatively Low | 59.4 | $144K |
| Riverine Flooding | Relatively Low | 57.1 | $13M |
| Drought | Relatively Low | 52.6 | $283K |
| Ice Storm | Relatively Low | 51.6 | $149K |
| Heat Wave | Relatively Low | 45.7 | $490K |
| Strong Wind | Relatively Low | 39.3 | $664K |
| Lightning | Relatively Low | 33.0 | $199K |
| Cold Wave | Relatively Low | 27.1 | $591K |
| Landslide | Very Low | 27.2 | $385 |
| Hurricane | Very Low | 14.6 | $6K |
| Wildfire | Very Low | 4.9 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 185 | 0 | $1.2M | 11th of 91 | 258th of 3,080 |
| Hail | 85 | 0 | $7K | 11th of 91 | 577th of 3,080 |
| Winter storms | 43 | 2 | $95K | 45th of 91 | 1084th of 3,077 |
| Floods | 32 | 0 | $4.7M | 55th of 91 | 793rd of 3,080 |
| Tornadoes | 23 | 2 | $320M | 22nd of 91 | 358th of 3,080 |
| High wind and dust storms | 10 | 0 | $128K | 33rd of 91 | 1307th of 3,080 |
| Lightning | 8 | 0 | $593K | 11th of 91 | 317th of 3,080 |
| Extreme cold | 7 | 0 | – | 18th of 91 | 1027th of 3,076 |
| Drought | 6 | 0 | – | 38th of 91 | 1659th of 3,063 |
| Heat | 3 | 0 | – | 22nd of 91 | 1490th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hancock County record: every hazard by year and month, the deadliest events and FEMA's declarations.