Hancock County, Kentucky: hazard risk
FEMA rates Hancock County's overall risk Very Low (score 28.8 of 100, higher than 28% of rated U.S. counties). Its storm record holds 228 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 72.0 | $202K |
| Earthquake | Relatively Low | 70.4 | $670K |
| Hail | Relatively Low | 63.4 | $351K |
| Riverine Flooding | Relatively Low | 48.3 | $5.2M |
| Strong Wind | Relatively Low | 47.6 | $421K |
| Tornado | Relatively Low | 34.4 | $538K |
| Drought | Relatively Low | 31.2 | $24K |
| Winter Weather | Relatively Low | 30.6 | $25K |
| Landslide | Very Low | 38.1 | $475 |
| Heat Wave | Very Low | 35.3 | $150K |
| Cold Wave | Very Low | 19.4 | $176K |
| Hurricane | Very Low | 15.0 | $3K |
| Lightning | Very Low | 13.5 | $39K |
| Wildfire | Very Low | 5.1 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 122 | 0 | $468K | 18th of 118 | 179th of 3,080 |
| Floods | 31 | 0 | $368K | 71st of 118 | 499th of 3,080 |
| Winter storms | 31 | 0 | – | 60th of 118 | 883rd of 3,077 |
| Hail | 26 | 0 | – | 61st of 118 | 1374th of 3,080 |
| Tornadoes | 9 | 0 | $425K | 29th of 118 | 681st of 3,080 |
| Extreme cold | 4 | 0 | – | 73rd of 118 | 1080th of 3,076 |
| High wind and dust storms | 4 | 0 | $14K | 83rd of 118 | 1738th of 3,080 |
| Heavy rain | 1 | 0 | – | 77th of 118 | 1300th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hancock County record: every hazard by year and month, the deadliest events and FEMA's declarations.