Hancock County, Maine: hazard risk
FEMA rates Hancock County's overall risk Relatively Low (score 55.0 of 100, higher than 54% of rated U.S. counties); 2 of its 16 hazards are rated Relatively High or Very High, led by winter weather, ice storm. Its storm record holds 824 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 95.6 | $838K |
| Ice Storm | Relatively High | 91.1 | $1.1M |
| Hurricane | Relatively Moderate | 87.8 | $5.9M |
| Lightning | Relatively Moderate | 81.6 | $847K |
| Coastal Flooding | Relatively Moderate | 77.0 | $2.0M |
| Cold Wave | Relatively Moderate | 66.3 | $2.0M |
| Landslide | Relatively Low | 66.1 | $5K |
| Drought | Relatively Low | 57.4 | $261K |
| Riverine Flooding | Relatively Low | 45.2 | $6.2M |
| Strong Wind | Relatively Low | 20.1 | $199K |
| Avalanche | Very Low | 52.3 | $728 |
| Earthquake | Very Low | 51.2 | $321K |
| Hail | Very Low | 22.0 | $87K |
| Tornado | Very Low | 15.8 | $169K |
| Heat Wave | Very Low | 11.8 | $26K |
| Wildfire | Very Low | 10.8 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 346 | 2 | $25M | 10th of 16 | 1166th of 3,077 |
| High wind and dust storms | 194 | 0 | – | 7th of 16 | 488th of 3,080 |
| Severe thunderstorm wind | 71 | 0 | – | 15th of 16 | 2755th of 3,080 |
| Floods | 63 | 0 | $3.5M | 10th of 16 | 1956th of 3,080 |
| Extreme cold | 39 | 0 | – | 13th of 16 | 1626th of 3,076 |
| Heat | 37 | 0 | – | 1st of 16 | 1182nd of 3,076 |
| Drought | 28 | 0 | – | 11th of 16 | 2028th of 3,063 |
| Hail | 22 | 0 | – | 13th of 16 | 2814th of 3,080 |
| Lightning | 10 | 1 | $19K | 10th of 16 | 1129th of 3,080 |
| Hurricanes and tropical storms | 9 | 0 | $69K | 7th of 16 | 742nd of 1,849 |
| Heavy rain | 2 | 0 | – | 10th of 16 | 2148th of 3,080 |
| Rip currents and high surf | 1 | 1 | – | 3rd of 16 | 244th of 2,080 |
| Tornadoes | 1 | 0 | $122K | 16th of 16 | 2943rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hancock County record: every hazard by year and month, the deadliest events and FEMA's declarations.