Harding County, New Mexico: hazard risk
FEMA rates Harding County's overall risk Very Low (score 0.4 of 100, higher than 0% of rated U.S. counties). Its storm record holds 445 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively Low | 67.9 | $121K |
| Drought | Very Low | 22.4 | $6K |
| Landslide | Very Low | 20.7 | $103 |
| Winter Weather | Very Low | 19.9 | $14K |
| Avalanche | Very Low | 7.9 | $4 |
| Cold Wave | Very Low | 5.3 | $15K |
| Heat Wave | Very Low | 5.1 | $5K |
| Earthquake | Very Low | 5.1 | $4K |
| Hail | Very Low | 4.9 | $9K |
| Lightning | Very Low | 4.4 | $12K |
| Tornado | Very Low | 3.5 | $8K |
| Riverine Flooding | Very Low | 2.8 | $390K |
| Strong Wind | Very Low | 2.2 | $8K |
| Ice Storm | Very Low | 0.0 | $59 |
| Volcanic Activity | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 143 | 0 | $102K | 11th of 33 | 2531st of 3,080 |
| Drought | 142 | 0 | – | 7th of 33 | 660th of 3,063 |
| Winter storms | 58 | 0 | – | 16th of 33 | 2571st of 3,077 |
| High wind and dust storms | 45 | 0 | $11K | 24th of 33 | 1769th of 3,080 |
| Severe thunderstorm wind | 25 | 0 | $396K | 19th of 33 | 2842nd of 3,080 |
| Tornadoes | 8 | 0 | $366K | 17th of 33 | 2695th of 3,080 |
| Extreme cold | 6 | 0 | – | 8th of 33 | 2568th of 3,076 |
| Floods | 6 | 0 | – | 33rd of 33 | 3012th of 3,080 |
| Heat | 3 | 0 | – | 9th of 33 | 2266th of 3,076 |
| Heavy rain | 3 | 0 | – | 13th of 33 | 2246th of 3,080 |
| Wildfires | 2 | 0 | – | 21st of 33 | 1162nd of 2,972 |
| Lightning | 1 | 0 | – | 14th of 33 | 2355th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Harding County record: every hazard by year and month, the deadliest events and FEMA's declarations.