Harper County, Kansas: hazard risk
FEMA rates Harper County's overall risk Very Low (score 31.3 of 100, higher than 31% of rated U.S. counties). Its storm record holds 857 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 88.0 | $1.3M |
| Hail | Relatively Moderate | 83.5 | $935K |
| Cold Wave | Relatively Moderate | 70.6 | $1.9M |
| Ice Storm | Relatively Moderate | 66.3 | $157K |
| Wildfire | Relatively Low | 79.5 | $336K |
| Tornado | Relatively Low | 62.7 | $1.7M |
| Strong Wind | Relatively Low | 47.9 | $450K |
| Heat Wave | Relatively Low | 47.7 | $290K |
| Earthquake | Very Low | 27.3 | $49K |
| Hurricane | Very Low | 22.4 | $6K |
| Winter Weather | Very Low | 18.4 | $14K |
| Lightning | Very Low | 18.2 | $54K |
| Landslide | Very Low | 17.7 | $77 |
| Riverine Flooding | Very Low | 16.3 | $1.7M |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 365 | 0 | $2.0M | 43rd of 105 | 243rd of 3,080 |
| Severe thunderstorm wind | 245 | 0 | $2.5M | 50th of 105 | 1608th of 3,080 |
| Tornadoes | 64 | 0 | $7.8M | 13th of 105 | 448th of 3,080 |
| Drought | 56 | 0 | $13M | 12th of 105 | 616th of 3,063 |
| Winter storms | 55 | 0 | $470K | 84th of 105 | 1990th of 3,077 |
| Floods | 39 | 0 | $12M | 52nd of 105 | 1815th of 3,080 |
| High wind and dust storms | 13 | 0 | $49K | 79th of 105 | 1989th of 3,080 |
| Heat | 9 | 0 | – | 47th of 105 | 1395th of 3,076 |
| Heavy rain | 6 | 0 | – | 62nd of 105 | 1073rd of 3,080 |
| Extreme cold | 2 | 0 | – | 96th of 105 | 2609th of 3,076 |
| Lightning | 2 | 0 | $42K | 49th of 105 | 1745th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Harper County record: every hazard by year and month, the deadliest events and FEMA's declarations.