Harrison County, Indiana: hazard risk
FEMA rates Harrison County's overall risk Relatively Low (score 51.0 of 100, higher than 51% of rated U.S. counties). Its storm record holds 467 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 82.1 | $4.7M |
| Strong Wind | Relatively Moderate | 73.4 | $1.2M |
| Winter Weather | Relatively Moderate | 62.3 | $106K |
| Ice Storm | Relatively Moderate | 60.4 | $150K |
| Earthquake | Relatively Low | 69.1 | $807K |
| Cold Wave | Relatively Low | 57.6 | $1.4M |
| Riverine Flooding | Relatively Low | 56.7 | $8.8M |
| Heat Wave | Relatively Low | 51.0 | $420K |
| Lightning | Relatively Low | 50.2 | $252K |
| Drought | Relatively Low | 44.7 | $107K |
| Landslide | Very Low | 40.0 | $707 |
| Hail | Very Low | 22.5 | $88K |
| Wildfire | Very Low | 18.1 | $7K |
| Hurricane | Very Low | 13.9 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 213 | 0 | $993K | 44th of 91 | 694th of 3,080 |
| Hail | 101 | 0 | $70K | 49th of 91 | 1302nd of 3,080 |
| Floods | 69 | 0 | $19M | 49th of 91 | 683rd of 3,080 |
| Winter storms | 38 | 0 | – | 83rd of 91 | 1820th of 3,077 |
| Tornadoes | 26 | 4 | $2.4M | 47th of 91 | 697th of 3,080 |
| High wind and dust storms | 9 | 0 | $3K | 78th of 91 | 1974th of 3,080 |
| Extreme cold | 5 | 0 | – | 74th of 91 | 1741st of 3,076 |
| Heavy rain | 5 | 0 | – | 15th of 91 | 992nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Harrison County record: every hazard by year and month, the deadliest events and FEMA's declarations.