Harrison County, West Virginia: hazard risk
FEMA rates Harrison County's overall risk Relatively Low (score 73.6 of 100, higher than 73% of rated U.S. counties). Its storm record holds 683 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 86.7 | $25M |
| Hail | Relatively Moderate | 74.2 | $589K |
| Lightning | Relatively Moderate | 73.7 | $493K |
| Landslide | Relatively Low | 84.7 | $25K |
| Hurricane | Relatively Low | 60.6 | $194K |
| Winter Weather | Relatively Low | 58.4 | $75K |
| Ice Storm | Relatively Low | 51.8 | $80K |
| Strong Wind | Relatively Low | 44.5 | $409K |
| Heat Wave | Relatively Low | 39.4 | $194K |
| Drought | Relatively Low | 35.3 | $37K |
| Tornado | Relatively Low | 35.0 | $588K |
| Earthquake | Very Low | 51.9 | $265K |
| Wildfire | Very Low | 25.2 | $9K |
| Cold Wave | Very Low | 17.3 | $158K |
| Avalanche | Very Low | 11.0 | $8 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 259 | 1 | $6.0M | 13th of 53 | 491st of 3,080 |
| Floods | 137 | 0 | $9.8M | 8th of 53 | 150th of 3,080 |
| Hail | 81 | 0 | $1.4M | 8th of 53 | 1167th of 3,080 |
| Winter storms | 77 | 1 | $529K | 34th of 53 | 765th of 3,077 |
| High wind and dust storms | 42 | 0 | $345K | 14th of 53 | 327th of 3,080 |
| Extreme cold | 32 | 0 | $321K | 24th of 53 | 248th of 3,076 |
| Heat | 19 | 0 | – | 23rd of 53 | 564th of 3,076 |
| Drought | 16 | 0 | – | 28th of 53 | 1165th of 3,063 |
| Heavy rain | 10 | 1 | $16K | 19th of 53 | 372nd of 3,080 |
| Tornadoes | 6 | 0 | $21M | 11th of 53 | 2244th of 3,080 |
| Lightning | 4 | 1 | $305K | 10th of 53 | 944th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Harrison County record: every hazard by year and month, the deadliest events and FEMA's declarations.