Haywood County, Tennessee: hazard risk
FEMA rates Haywood County's overall risk Relatively Low (score 64.7 of 100, higher than 64% of rated U.S. counties). Its storm record holds 392 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Earthquake | Relatively Moderate | 94.9 | $9.3M |
| Cold Wave | Relatively Moderate | 76.0 | $1.9M |
| Tornado | Relatively Moderate | 66.9 | $1.5M |
| Drought | Relatively Moderate | 65.6 | $268K |
| Ice Storm | Relatively Moderate | 64.4 | $108K |
| Heat Wave | Relatively Low | 69.6 | $587K |
| Lightning | Relatively Low | 53.2 | $175K |
| Winter Weather | Relatively Low | 41.9 | $32K |
| Strong Wind | Relatively Low | 30.5 | $196K |
| Hurricane | Very Low | 56.6 | $94K |
| Landslide | Very Low | 38.8 | $396 |
| Riverine Flooding | Very Low | 24.9 | $1.9M |
| Hail | Very Low | 17.7 | $41K |
| Wildfire | Very Low | 10.4 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Heat | 101 | 0 | – | 8th of 95 | 114th of 3,076 |
| Severe thunderstorm wind | 90 | 0 | $1.0M | 95th of 95 | 1839th of 3,080 |
| Winter storms | 59 | 3 | $1.0M | 62nd of 95 | 1377th of 3,077 |
| Hail | 45 | 0 | $61K | 87th of 95 | 2101st of 3,080 |
| Floods | 32 | 0 | $6.5M | 76th of 95 | 1371st of 3,080 |
| Drought | 30 | 0 | – | 44th of 95 | 830th of 3,063 |
| Tornadoes | 15 | 1 | $2.5M | 55th of 95 | 1658th of 3,080 |
| Extreme cold | 11 | 0 | – | 15th of 95 | 1116th of 3,076 |
| High wind and dust storms | 4 | 0 | $116K | 87th of 95 | 2502nd of 3,080 |
| Lightning | 4 | 0 | $284K | 43rd of 95 | 911th of 3,080 |
| Heavy rain | 1 | 0 | $8K | 51st of 95 | 1952nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Haywood County record: every hazard by year and month, the deadliest events and FEMA's declarations.