Hendricks County, Indiana: hazard risk
FEMA rates Hendricks County's overall risk Relatively Low (score 76.8 of 100, higher than 76% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by winter weather. Its storm record holds 664 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 89.5 | $645K |
| Hail | Relatively Moderate | 89.0 | $2.6M |
| Tornado | Relatively Moderate | 87.0 | $9.6M |
| Riverine Flooding | Relatively Moderate | 81.0 | $34M |
| Cold Wave | Relatively Moderate | 77.2 | $5.1M |
| Strong Wind | Relatively Moderate | 76.7 | $1.9M |
| Lightning | Relatively Moderate | 58.3 | $517K |
| Earthquake | Relatively Low | 82.1 | $3.4M |
| Heat Wave | Relatively Low | 75.9 | $2.0M |
| Ice Storm | Relatively Low | 58.4 | $205K |
| Drought | Relatively Low | 56.1 | $363K |
| Landslide | Very Low | 44.8 | $2K |
| Hurricane | Very Low | 12.3 | $5K |
| Wildfire | Very Low | 10.7 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 274 | 1 | $13M | 18th of 91 | 355th of 3,080 |
| Hail | 210 | 0 | $862K | 4th of 91 | 374th of 3,080 |
| Floods | 52 | 1 | $4.9M | 51st of 91 | 756th of 3,080 |
| Winter storms | 45 | 0 | $507K | 59th of 91 | 1451st of 3,077 |
| Tornadoes | 33 | 0 | $8.8M | 16th of 91 | 301st of 3,080 |
| High wind and dust storms | 18 | 0 | $357K | 37th of 91 | 1335th of 3,080 |
| Lightning | 14 | 0 | $796K | 5th of 91 | 186th of 3,080 |
| Drought | 8 | 0 | – | 37th of 91 | 1657th of 3,063 |
| Extreme cold | 6 | 0 | – | 39th of 91 | 1428th of 3,076 |
| Heat | 2 | 0 | – | 50th of 91 | 1888th of 3,076 |
| Heavy rain | 1 | 0 | – | 51st of 91 | 1778th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hendricks County record: every hazard by year and month, the deadliest events and FEMA's declarations.