Henrico County, Virginia: hazard risk
FEMA rates Henrico County's overall risk Relatively Moderate (score 83.4 of 100, higher than 83% of rated U.S. counties); 3 of its 15 hazards are rated Relatively High or Very High, led by lightning, winter weather, ice storm. Its storm record holds 696 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 89.1 | $1.3M |
| Winter Weather | Relatively High | 89.0 | $436K |
| Ice Storm | Relatively High | 84.3 | $660K |
| Earthquake | Relatively Moderate | 93.4 | $11M |
| Heat Wave | Relatively Moderate | 87.9 | $2.9M |
| Riverine Flooding | Relatively Moderate | 85.4 | $31M |
| Strong Wind | Relatively Moderate | 82.0 | $1.6M |
| Hurricane | Relatively Moderate | 81.8 | $2.8M |
| Tornado | Relatively Moderate | 81.0 | $4.8M |
| Drought | Relatively Moderate | 77.8 | $926K |
| Hail | Relatively Low | 52.1 | $327K |
| Landslide | Very Low | 59.1 | $3K |
| Coastal Flooding | Very Low | 35.8 | $10K |
| Wildfire | Very Low | 34.5 | $21K |
| Cold Wave | Very Low | 8.1 | $63K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 300 | 2 | $1.9M | 3rd of 96 | 34th of 3,080 |
| Winter storms | 115 | 0 | $318K | 18th of 96 | 181st of 3,077 |
| Hail | 105 | 0 | $25K | 3rd of 96 | 250th of 3,080 |
| Floods | 67 | 2 | $4.2M | 19th of 96 | 268th of 3,080 |
| Heavy rain | 57 | 0 | – | 5th of 96 | 20th of 3,080 |
| Lightning | 12 | 0 | $1.4M | 4th of 96 | 115th of 3,080 |
| High wind and dust storms | 11 | 0 | $84K | 53rd of 96 | 1260th of 3,080 |
| Tornadoes | 11 | 0 | $9.5M | 14th of 96 | 895th of 3,080 |
| Extreme cold | 5 | 0 | – | 52nd of 96 | 1558th of 3,076 |
| Heat | 5 | 0 | – | 37th of 96 | 1083rd of 3,076 |
| Drought | 3 | 0 | $3.6M | 50th of 96 | 1880th of 3,063 |
| Hurricanes and tropical storms | 2 | 2 | $15M | 22nd of 96 | 531st of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Henrico County record: every hazard by year and month, the deadliest events and FEMA's declarations.