Henry County, Alabama: hazard risk
FEMA rates Henry County's overall risk Very Low (score 42.0 of 100, higher than 42% of rated U.S. counties). Its storm record holds 413 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 82.7 | $1.8M |
| Drought | Relatively Moderate | 81.2 | $646K |
| Tornado | Relatively Moderate | 72.6 | $1.8M |
| Lightning | Relatively Moderate | 57.3 | $196K |
| Cold Wave | Relatively Low | 49.1 | $591K |
| Heat Wave | Relatively Low | 43.9 | $178K |
| Riverine Flooding | Relatively Low | 38.4 | $3.0M |
| Hail | Relatively Low | 35.6 | $97K |
| Strong Wind | Relatively Low | 23.9 | $142K |
| Landslide | Very Low | 46.2 | $698 |
| Earthquake | Very Low | 39.2 | $95K |
| Wildfire | Very Low | 33.8 | $12K |
| Winter Weather | Very Low | 13.2 | $7K |
| Ice Storm | Very Low | 8.9 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 240 | 0 | $933K | 23rd of 67 | 843rd of 3,080 |
| Drought | 47 | 0 | – | 13th of 67 | 453rd of 3,063 |
| Tornadoes | 41 | 2 | $58M | 15th of 67 | 324th of 3,080 |
| Hail | 33 | 0 | $2K | 60th of 67 | 2415th of 3,080 |
| Floods | 21 | 0 | $9.4M | 40th of 67 | 2070th of 3,080 |
| Hurricanes and tropical storms | 11 | 0 | $1.3M | 4th of 67 | 329th of 1,849 |
| Heat | 6 | 0 | – | 40th of 67 | 1434th of 3,076 |
| Winter storms | 6 | 0 | $251K | 51st of 67 | 2870th of 3,077 |
| Extreme cold | 2 | 0 | – | 53rd of 67 | 2455th of 3,076 |
| High wind and dust storms | 2 | 0 | $15K | 54th of 67 | 2766th of 3,080 |
| Lightning | 2 | 0 | $95K | 46th of 67 | 1494th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Henry County record: every hazard by year and month, the deadliest events and FEMA's declarations.