Henry County, Indiana: hazard risk
FEMA rates Henry County's overall risk Relatively Low (score 44.8 of 100, higher than 44% of rated U.S. counties). Its storm record holds 369 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 80.7 | $4.3M |
| Earthquake | Relatively Low | 67.4 | $718K |
| Hail | Relatively Low | 63.9 | $451K |
| Ice Storm | Relatively Low | 55.1 | $111K |
| Riverine Flooding | Relatively Low | 54.8 | $8.0M |
| Winter Weather | Relatively Low | 50.9 | $68K |
| Lightning | Relatively Low | 45.1 | $202K |
| Strong Wind | Relatively Low | 40.0 | $431K |
| Drought | Relatively Low | 39.0 | $62K |
| Cold Wave | Relatively Low | 24.2 | $320K |
| Landslide | Very Low | 48.0 | $1K |
| Heat Wave | Very Low | 26.6 | $113K |
| Hurricane | Very Low | 20.6 | $7K |
| Wildfire | Very Low | 9.1 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 167 | 0 | $1.3M | 41st of 91 | 616th of 3,080 |
| Hail | 69 | 0 | $8.6M | 65th of 91 | 1652nd of 3,080 |
| Winter storms | 46 | 0 | $21K | 52nd of 91 | 1317th of 3,077 |
| Floods | 27 | 1 | $367K | 69th of 91 | 1487th of 3,080 |
| Tornadoes | 23 | 0 | $161M | 46th of 91 | 660th of 3,080 |
| Drought | 11 | 0 | – | 21st of 91 | 1392nd of 3,063 |
| High wind and dust storms | 11 | 0 | $39K | 61st of 91 | 1663rd of 3,080 |
| Extreme cold | 6 | 0 | – | 34th of 91 | 1378th of 3,076 |
| Lightning | 5 | 0 | $870K | 20th of 91 | 553rd of 3,080 |
| Heat | 2 | 0 | – | 45th of 91 | 1866th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Henry County record: every hazard by year and month, the deadliest events and FEMA's declarations.