Henry County, Kentucky: hazard risk
FEMA rates Henry County's overall risk Very Low (score 15.7 of 100, higher than 15% of rated U.S. counties). Its storm record holds 269 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 65.9 | $865K |
| Tornado | Relatively Low | 50.2 | $1.3M |
| Lightning | Relatively Low | 38.8 | $154K |
| Ice Storm | Relatively Low | 33.7 | $39K |
| Cold Wave | Relatively Low | 27.4 | $369K |
| Earthquake | Very Low | 43.2 | $187K |
| Landslide | Very Low | 28.6 | $281 |
| Riverine Flooding | Very Low | 27.3 | $3.2M |
| Drought | Very Low | 22.5 | $7K |
| Heat Wave | Very Low | 20.8 | $67K |
| Winter Weather | Very Low | 15.9 | $13K |
| Hail | Very Low | 13.0 | $43K |
| Hurricane | Very Low | 9.7 | $2K |
| Wildfire | Very Low | 5.9 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 126 | 0 | $1.1M | 63rd of 118 | 577th of 3,080 |
| Hail | 52 | 0 | $18K | 46th of 118 | 1179th of 3,080 |
| Winter storms | 35 | 0 | – | 79th of 118 | 1229th of 3,077 |
| Floods | 27 | 0 | $6.0M | 103rd of 118 | 1009th of 3,080 |
| Tornadoes | 17 | 1 | $21M | 25th of 118 | 522nd of 3,080 |
| Extreme cold | 6 | 0 | – | 75th of 118 | 1098th of 3,076 |
| High wind and dust storms | 4 | 0 | $2K | 97th of 118 | 2122nd of 3,080 |
| Lightning | 2 | 0 | $49K | 34th of 118 | 973rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Henry County record: every hazard by year and month, the deadliest events and FEMA's declarations.