Henry County, Ohio: hazard risk
FEMA rates Henry County's overall risk Very Low (score 33.8 of 100, higher than 33% of rated U.S. counties). Its storm record holds 371 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Low | 65.3 | $563K |
| Ice Storm | Relatively Low | 59.3 | $161K |
| Riverine Flooding | Relatively Low | 55.1 | $9.6M |
| Tornado | Relatively Low | 48.5 | $1.5M |
| Drought | Relatively Low | 40.6 | $87K |
| Winter Weather | Relatively Low | 37.6 | $51K |
| Strong Wind | Relatively Low | 33.5 | $410K |
| Cold Wave | Relatively Low | 28.8 | $482K |
| Lightning | Relatively Low | 24.2 | $104K |
| Earthquake | Very Low | 53.0 | $397K |
| Hurricane | Very Low | 36.8 | $30K |
| Landslide | Very Low | 31.4 | $425 |
| Heat Wave | Very Low | 23.9 | $110K |
| Wildfire | Very Low | 3.5 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 176 | 0 | $519K | 61st of 88 | 744th of 3,080 |
| Winter storms | 74 | 0 | $124K | 40th of 88 | 794th of 3,077 |
| Hail | 51 | 0 | $2.0M | 78th of 88 | 1970th of 3,080 |
| Tornadoes | 19 | 5 | $7.8M | 44th of 88 | 1474th of 3,080 |
| Floods | 18 | 0 | $540K | 85th of 88 | 1915th of 3,080 |
| High wind and dust storms | 18 | 0 | $343K | 49th of 88 | 1008th of 3,080 |
| Extreme cold | 7 | 0 | $47K | 40th of 88 | 1282nd of 3,076 |
| Drought | 4 | 0 | – | 42nd of 88 | 2017th of 3,063 |
| Heat | 2 | 0 | – | 54th of 88 | 1897th of 3,076 |
| Heavy rain | 1 | 0 | $63K | 76th of 88 | 1799th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Henry County record: every hazard by year and month, the deadliest events and FEMA's declarations.