Hertford County, North Carolina: hazard risk
FEMA rates Hertford County's overall risk Relatively Low (score 68.2 of 100, higher than 68% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by hurricane. Its storm record holds 257 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 93.6 | $9.8M |
| Drought | Relatively Moderate | 82.8 | $692K |
| Winter Weather | Relatively Moderate | 82.4 | $150K |
| Heat Wave | Relatively Low | 62.4 | $412K |
| Riverine Flooding | Relatively Low | 50.9 | $4.3M |
| Tornado | Relatively Low | 47.6 | $723K |
| Hail | Relatively Low | 47.4 | $150K |
| Strong Wind | Relatively Low | 46.9 | $318K |
| Lightning | Relatively Low | 40.4 | $103K |
| Ice Storm | Relatively Low | 39.7 | $33K |
| Cold Wave | Relatively Low | 32.5 | $299K |
| Earthquake | Very Low | 53.9 | $214K |
| Coastal Flooding | Very Low | 39.6 | $10K |
| Wildfire | Very Low | 31.4 | $10K |
| Landslide | Very Low | 21.9 | $90 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 99 | 0 | $414K | 77th of 100 | 1516th of 3,080 |
| Winter storms | 46 | 0 | $1K | 50th of 100 | 1149th of 3,077 |
| Hail | 32 | 0 | $176K | 88th of 100 | 2081st of 3,080 |
| Floods | 20 | 0 | $35M | 72nd of 100 | 1488th of 3,080 |
| Heavy rain | 18 | 0 | – | 9th of 100 | 171st of 3,080 |
| Tornadoes | 18 | 1 | $87M | 19th of 100 | 911th of 3,080 |
| Hurricanes and tropical storms | 8 | 0 | $22M | 32nd of 100 | 289th of 1,849 |
| Extreme cold | 5 | 0 | – | 40th of 100 | 1473rd of 3,076 |
| Heat | 5 | 0 | – | 17th of 100 | 1203rd of 3,076 |
| High wind and dust storms | 3 | 0 | $21K | 92nd of 100 | 2443rd of 3,080 |
| Lightning | 1 | 0 | $9K | 82nd of 100 | 1650th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hertford County record: every hazard by year and month, the deadliest events and FEMA's declarations.