Highland County, Ohio: hazard risk
FEMA rates Highland County's overall risk Relatively Low (score 43.2 of 100, higher than 43% of rated U.S. counties). Its storm record holds 577 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 78.8 | $826K |
| Ice Storm | Relatively Moderate | 72.4 | $239K |
| Lightning | Relatively Moderate | 58.6 | $302K |
| Landslide | Relatively Low | 76.4 | $10K |
| Heat Wave | Relatively Low | 64.2 | $675K |
| Earthquake | Relatively Low | 62.0 | $488K |
| Riverine Flooding | Relatively Low | 56.6 | $7.7M |
| Tornado | Relatively Low | 56.2 | $1.5M |
| Winter Weather | Relatively Low | 49.9 | $61K |
| Strong Wind | Relatively Low | 46.2 | $469K |
| Hail | Relatively Low | 40.8 | $176K |
| Cold Wave | Relatively Low | 33.8 | $479K |
| Wildfire | Very Low | 60.3 | $82K |
| Hurricane | Very Low | 45.9 | $47K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 263 | 0 | $2.0M | 60th of 88 | 738th of 3,080 |
| Winter storms | 116 | 0 | $1.3M | 31st of 88 | 646th of 3,077 |
| Floods | 82 | 0 | $821K | 61st of 88 | 765th of 3,080 |
| Hail | 63 | 0 | $1.1M | 79th of 88 | 1985th of 3,080 |
| Tornadoes | 22 | 0 | $11M | 41st of 88 | 1410th of 3,080 |
| High wind and dust storms | 13 | 0 | $6.9M | 83rd of 88 | 1638th of 3,080 |
| Heat | 7 | 0 | – | 19th of 88 | 1282nd of 3,076 |
| Heavy rain | 5 | 0 | $738K | 18th of 88 | 933rd of 3,080 |
| Extreme cold | 3 | 0 | $806K | 86th of 88 | 2231st of 3,076 |
| Drought | 2 | 0 | – | 77th of 88 | 2281st of 3,063 |
| Lightning | 1 | 0 | $47K | 69th of 88 | 1967th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Highland County record: every hazard by year and month, the deadliest events and FEMA's declarations.