Hinsdale County, Colorado: hazard risk
FEMA rates Hinsdale County's overall risk Very Low (score 1.0 of 100, higher than 0% of rated U.S. counties). Its storm record holds 1,872 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Avalanche | Relatively Moderate | 78.7 | $241K |
| Landslide | Relatively Low | 81.9 | $28K |
| Wildfire | Very Low | 50.2 | $65K |
| Lightning | Very Low | 19.3 | $90K |
| Earthquake | Very Low | 9.0 | $12K |
| Riverine Flooding | Very Low | 7.3 | $1.4M |
| Winter Weather | Very Low | 7.2 | $7K |
| Cold Wave | Very Low | 2.4 | $0 |
| Tornado | Very Low | 1.6 | $2K |
| Hail | Very Low | 1.0 | $1K |
| Strong Wind | Very Low | 1.0 | $1K |
| Ice Storm | Very Low | 0.9 | $528 |
| Drought | No Rating | 0.0 | $0 |
| Heat Wave | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 1,310 | 0 | $62K | 7th of 63 | 43rd of 3,077 |
| Drought | 285 | 0 | – | 4th of 63 | 140th of 3,063 |
| Landslides and avalanches | 133 | 27 | $486K | 3rd of 63 | 6th of 2,278 |
| Wildfires | 66 | 0 | $12M | 4th of 63 | 27th of 2,972 |
| High wind and dust storms | 32 | 1 | $67K | 59th of 63 | 1727th of 3,080 |
| Extreme cold | 24 | 0 | – | 29th of 63 | 2055th of 3,076 |
| Floods | 7 | 1 | $66K | 49th of 63 | 2866th of 3,080 |
| Severe thunderstorm wind | 2 | 0 | $76K | 56th of 63 | 3009th of 3,080 |
| Hail | 1 | 0 | – | 59th of 63 | 3023rd of 3,080 |
| Heavy rain | 1 | 0 | – | 46th of 63 | 2264th of 3,080 |
| Lightning | 1 | 0 | $374 | 45th of 63 | 2277th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hinsdale County record: every hazard by year and month, the deadliest events and FEMA's declarations.