Holmes County, Mississippi: hazard risk
FEMA rates Holmes County's overall risk Relatively Low (score 49.8 of 100, higher than 49% of rated U.S. counties). Its storm record holds 464 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 84.3 | $671K |
| Tornado | Relatively Moderate | 82.5 | $2.5M |
| Strong Wind | Relatively Moderate | 71.9 | $577K |
| Lightning | Relatively Moderate | 71.3 | $293K |
| Cold Wave | Relatively Moderate | 71.1 | $1.3M |
| Hail | Relatively Low | 72.4 | $350K |
| Heat Wave | Relatively Low | 69.8 | $505K |
| Earthquake | Relatively Low | 69.7 | $436K |
| Hurricane | Relatively Low | 66.5 | $238K |
| Landslide | Relatively Low | 63.5 | $2K |
| Ice Storm | Relatively Low | 58.3 | $70K |
| Winter Weather | Relatively Low | 46.7 | $32K |
| Wildfire | Very Low | 57.5 | $41K |
| Riverine Flooding | Very Low | 32.3 | $2.1M |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 227 | 0 | $3.6M | 57th of 82 | 1301st of 3,080 |
| Hail | 100 | 0 | $1.9M | 59th of 82 | 1675th of 3,080 |
| Tornadoes | 51 | 5 | $109M | 46th of 82 | 601st of 3,080 |
| Floods | 27 | 0 | $24M | 70th of 82 | 2048th of 3,080 |
| Winter storms | 23 | 0 | $1.8M | 54th of 82 | 2537th of 3,077 |
| Drought | 18 | 0 | $5.6M | 49th of 82 | 1517th of 3,063 |
| High wind and dust storms | 6 | 1 | $77K | 55th of 82 | 2478th of 3,080 |
| Heat | 5 | 0 | – | 75th of 82 | 1756th of 3,076 |
| Hurricanes and tropical storms | 4 | 0 | $24M | 56th of 82 | 690th of 1,849 |
| Extreme cold | 2 | 0 | $338K | 72nd of 82 | 2591st of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Holmes County record: every hazard by year and month, the deadliest events and FEMA's declarations.