Hood County, Texas: hazard risk
FEMA rates Hood County's overall risk Relatively Low (score 70.5 of 100, higher than 70% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by tornado. Its storm record holds 682 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 92.1 | $8.6M |
| Wildfire | Relatively Moderate | 91.3 | $1.7M |
| Hail | Relatively Moderate | 85.9 | $1.3M |
| Cold Wave | Relatively Moderate | 83.8 | $4.7M |
| Heat Wave | Relatively Moderate | 79.6 | $1.5M |
| Ice Storm | Relatively Moderate | 77.4 | $339K |
| Lightning | Relatively Moderate | 70.4 | $507K |
| Riverine Flooding | Relatively Low | 61.9 | $9.7M |
| Strong Wind | Relatively Low | 50.4 | $557K |
| Drought | Relatively Low | 49.6 | $142K |
| Winter Weather | Relatively Low | 27.7 | $27K |
| Hurricane | Very Low | 52.9 | $97K |
| Earthquake | Very Low | 30.3 | $78K |
| Landslide | Very Low | 22.7 | $152 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 232 | 0 | $13M | 13th of 254 | 113th of 3,080 |
| Severe thunderstorm wind | 153 | 0 | $4.1M | 19th of 254 | 939th of 3,080 |
| Drought | 83 | 0 | $3.0M | 12th of 254 | 43rd of 3,063 |
| Floods | 62 | 0 | $5.7M | 32nd of 254 | 806th of 3,080 |
| Heat | 56 | 2 | – | 18th of 254 | 222nd of 3,076 |
| Winter storms | 39 | 0 | $894K | 14th of 254 | 1641st of 3,077 |
| Tornadoes | 30 | 6 | $188M | 33rd of 254 | 398th of 3,080 |
| Extreme cold | 8 | 0 | $234K | 33rd of 254 | 1178th of 3,076 |
| Heavy rain | 8 | 0 | $142K | 7th of 254 | 487th of 3,080 |
| Wildfires | 6 | 0 | $12M | 34th of 254 | 245th of 2,972 |
| Lightning | 3 | 1 | $165K | 38th of 254 | 953rd of 3,080 |
| High wind and dust storms | 2 | 0 | $51K | 113th of 254 | 2685th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hood County record: every hazard by year and month, the deadliest events and FEMA's declarations.