Hopkins County, Kentucky: hazard risk
FEMA rates Hopkins County's overall risk Relatively Low (score 72.6 of 100, higher than 72% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by ice storm, strong wind. Its storm record holds 816 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 96.4 | $1.7M |
| Strong Wind | Relatively High | 93.0 | $2.0M |
| Earthquake | Relatively Moderate | 91.7 | $5.7M |
| Hail | Relatively Moderate | 81.5 | $790K |
| Winter Weather | Relatively Moderate | 80.1 | $173K |
| Tornado | Relatively Moderate | 79.6 | $3.2M |
| Lightning | Relatively Moderate | 78.4 | $550K |
| Drought | Relatively Moderate | 70.3 | $431K |
| Heat Wave | Relatively Low | 75.1 | $953K |
| Riverine Flooding | Relatively Low | 66.6 | $9.4M |
| Cold Wave | Relatively Low | 50.1 | $778K |
| Landslide | Very Low | 35.5 | $382 |
| Hurricane | Very Low | 29.9 | $11K |
| Wildfire | Very Low | 18.8 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 142 | 0 | $1.9M | 111th of 118 | 1308th of 3,080 |
| Winter storms | 109 | 2 | $37M | 48th of 118 | 692nd of 3,077 |
| Hail | 86 | 0 | $155K | 59th of 118 | 1337th of 3,080 |
| Heat | 73 | 0 | – | 22nd of 118 | 203rd of 3,076 |
| High wind and dust storms | 71 | 0 | $18M | 21st of 118 | 230th of 3,080 |
| Extreme cold | 70 | 0 | $34K | 21st of 118 | 108th of 3,076 |
| Floods | 69 | 0 | $3.6M | 82nd of 118 | 557th of 3,080 |
| Drought | 36 | 0 | $16M | 22nd of 118 | 667th of 3,063 |
| Tornadoes | 21 | 16 | $79M | 53rd of 118 | 1203rd of 3,080 |
| Heavy rain | 19 | 0 | $14K | 15th of 118 | 254th of 3,080 |
| Lightning | 4 | 1 | $16K | 31st of 118 | 923rd of 3,080 |
| Wildfires | 2 | 0 | – | 16th of 118 | 613th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hopkins County record: every hazard by year and month, the deadliest events and FEMA's declarations.