Hopkins County, Texas: hazard risk
FEMA rates Hopkins County's overall risk Relatively Low (score 71.2 of 100, higher than 71% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by ice storm, tornado, strong wind. Its storm record holds 754 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 94.8 | $1.5M |
| Tornado | Relatively High | 92.0 | $7.8M |
| Strong Wind | Relatively High | 89.4 | $1.8M |
| Hail | Relatively Moderate | 89.2 | $1.5M |
| Cold Wave | Relatively Moderate | 86.3 | $5.1M |
| Drought | Relatively Moderate | 66.7 | $396K |
| Heat Wave | Relatively Low | 76.4 | $1.2M |
| Wildfire | Relatively Low | 65.6 | $117K |
| Riverine Flooding | Relatively Low | 58.0 | $7.9M |
| Winter Weather | Relatively Low | 52.6 | $66K |
| Lightning | Relatively Low | 34.0 | $120K |
| Hurricane | Very Low | 57.9 | $152K |
| Earthquake | Very Low | 45.3 | $197K |
| Landslide | Very Low | 16.4 | $70 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 230 | 0 | $32M | 38th of 254 | 1353rd of 3,080 |
| Hail | 182 | 0 | $813K | 89th of 254 | 852nd of 3,080 |
| Drought | 113 | 0 | $3.4M | 64th of 254 | 264th of 3,063 |
| Floods | 59 | 1 | $717K | 95th of 254 | 1465th of 3,080 |
| Heat | 56 | 0 | – | 46th of 254 | 432nd of 3,076 |
| Winter storms | 54 | 1 | $3.6M | 75th of 254 | 2312th of 3,077 |
| Tornadoes | 35 | 0 | $22M | 101st of 254 | 1156th of 3,080 |
| Heavy rain | 12 | 0 | $134K | 22nd of 254 | 931st of 3,080 |
| Extreme cold | 6 | 1 | $3.2M | 98th of 254 | 1995th of 3,076 |
| High wind and dust storms | 3 | 0 | $62K | 127th of 254 | 2746th of 3,080 |
| Wildfires | 2 | 0 | $40K | 148th of 254 | 763rd of 2,972 |
| Hurricanes and tropical storms | 1 | 0 | $30K | 80th of 254 | 985th of 1,849 |
| Lightning | 1 | 0 | $338K | 116th of 254 | 2135th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hopkins County record: every hazard by year and month, the deadliest events and FEMA's declarations.