Howell County, Missouri: hazard risk
FEMA rates Howell County's overall risk Relatively Low (score 77.8 of 100, higher than 77% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 1,070 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 93.8 | $1.1M |
| Earthquake | Relatively Moderate | 91.1 | $4.9M |
| Heat Wave | Relatively Moderate | 87.0 | $1.9M |
| Winter Weather | Relatively Moderate | 84.8 | $215K |
| Riverine Flooding | Relatively Moderate | 79.6 | $15M |
| Cold Wave | Relatively Moderate | 77.9 | $2.5M |
| Lightning | Relatively Moderate | 77.1 | $509K |
| Tornado | Relatively Moderate | 76.6 | $2.6M |
| Strong Wind | Relatively Moderate | 72.2 | $822K |
| Wildfire | Relatively Low | 75.4 | $215K |
| Landslide | Relatively Low | 67.6 | $4K |
| Drought | Relatively Low | 32.7 | $26K |
| Hurricane | Very Low | 41.7 | $27K |
| Hail | Very Low | 31.8 | $103K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 304 | 6 | $86M | 24th of 114 | 271st of 3,080 |
| Severe thunderstorm wind | 296 | 0 | $7.3M | 47th of 114 | 1360th of 3,080 |
| Hail | 294 | 0 | $2.4M | 50th of 114 | 731st of 3,080 |
| Winter storms | 52 | 0 | $594K | 106th of 114 | 2187th of 3,077 |
| Tornadoes | 50 | 4 | $135M | 29th of 114 | 797th of 3,080 |
| Drought | 23 | 0 | $2.4M | 80th of 114 | 1488th of 3,063 |
| Heavy rain | 22 | 0 | – | 22nd of 114 | 476th of 3,080 |
| Heat | 10 | 1 | – | 110th of 114 | 1424th of 3,076 |
| Extreme cold | 8 | 0 | $12M | 96th of 114 | 1903rd of 3,076 |
| Lightning | 5 | 1 | $17K | 29th of 114 | 1166th of 3,080 |
| High wind and dust storms | 4 | 0 | $46K | 91st of 114 | 2715th of 3,080 |
| Wildfires | 2 | 0 | $47K | 26th of 114 | 849th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Howell County record: every hazard by year and month, the deadliest events and FEMA's declarations.