Humphreys County, Tennessee: hazard risk
FEMA rates Humphreys County's overall risk Relatively Low (score 48.3 of 100, higher than 48% of rated U.S. counties). Its storm record holds 350 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 74.7 | $902K |
| Tornado | Relatively Moderate | 74.6 | $2.5M |
| Cold Wave | Relatively Moderate | 65.9 | $1.5M |
| Ice Storm | Relatively Moderate | 60.1 | $111K |
| Earthquake | Relatively Low | 84.8 | $2.2M |
| Landslide | Relatively Low | 63.0 | $3K |
| Lightning | Relatively Low | 47.1 | $172K |
| Riverine Flooding | Relatively Low | 46.0 | $4.8M |
| Heat Wave | Relatively Low | 44.4 | $231K |
| Hurricane | Very Low | 41.8 | $28K |
| Drought | Very Low | 30.3 | $22K |
| Hail | Very Low | 27.9 | $89K |
| Wildfire | Very Low | 10.8 | $3K |
| Winter Weather | Very Low | 10.6 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 146 | 0 | $4.5M | 85th of 95 | 1336th of 3,080 |
| Hail | 47 | 0 | $2K | 93rd of 95 | 2279th of 3,080 |
| Floods | 44 | 20 | $112M | 90th of 95 | 1579th of 3,080 |
| Winter storms | 37 | 0 | $90K | 91st of 95 | 1984th of 3,077 |
| Drought | 34 | 0 | – | 32nd of 95 | 704th of 3,063 |
| Tornadoes | 25 | 0 | $4.4M | 43rd of 95 | 1260th of 3,080 |
| High wind and dust storms | 7 | 1 | $876K | 68th of 95 | 2151st of 3,080 |
| Heat | 3 | 0 | – | 45th of 95 | 1815th of 3,076 |
| Heavy rain | 3 | 0 | – | 21st of 95 | 1266th of 3,080 |
| Lightning | 2 | 0 | $44K | 60th of 95 | 1455th of 3,080 |
| Extreme cold | 1 | 0 | – | 61st of 95 | 2664th of 3,076 |
| Wildfires | 1 | 0 | $484K | 3rd of 95 | 912th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Humphreys County record: every hazard by year and month, the deadliest events and FEMA's declarations.