Huron County, Michigan: hazard risk
FEMA rates Huron County's overall risk Relatively Low (score 59.0 of 100, higher than 59% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by winter weather. Its storm record holds 455 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 86.3 | $267K |
| Cold Wave | Relatively Moderate | 88.0 | $5.3M |
| Strong Wind | Relatively Moderate | 79.7 | $1.2M |
| Riverine Flooding | Relatively Low | 64.1 | $9.2M |
| Hail | Relatively Low | 62.8 | $370K |
| Tornado | Relatively Low | 52.8 | $1.2M |
| Lightning | Relatively Low | 51.9 | $221K |
| Ice Storm | Relatively Low | 49.3 | $73K |
| Heat Wave | Relatively Low | 41.6 | $218K |
| Hurricane | Very Low | 58.2 | $146K |
| Coastal Flooding | Very Low | 43.2 | $29K |
| Earthquake | Very Low | 29.1 | $59K |
| Landslide | Very Low | 25.8 | $185 |
| Wildfire | Very Low | 9.7 | $3K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 184 | 3 | $2.2M | 42nd of 83 | 2063rd of 3,080 |
| Hail | 81 | 0 | $9K | 47th of 83 | 2304th of 3,080 |
| Winter storms | 78 | 0 | $3.4M | 75th of 83 | 1610th of 3,077 |
| High wind and dust storms | 39 | 0 | $14M | 16th of 83 | 945th of 3,080 |
| Tornadoes | 18 | 0 | $10M | 40th of 83 | 2017th of 3,080 |
| Floods | 16 | 0 | $405K | 51st of 83 | 2547th of 3,080 |
| Extreme cold | 14 | 0 | $1.7M | 33rd of 83 | 1292nd of 3,076 |
| Heat | 13 | 0 | – | 16th of 83 | 1142nd of 3,076 |
| Lightning | 5 | 0 | $889K | 26th of 83 | 1274th of 3,080 |
| Rip currents and high surf | 2 | 1 | – | 7th of 83 | 170th of 2,080 |
| Drought | 2 | 0 | – | 20th of 83 | 2369th of 3,063 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Huron County record: every hazard by year and month, the deadliest events and FEMA's declarations.