Hutchinson County, South Dakota: hazard risk

FEMA rates Hutchinson County's overall risk Relatively Low (score 47.9 of 100, higher than 47% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 832 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Hutchinson County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively High98.3$6.4M
Winter WeatherRelatively Moderate76.7$221K
HailRelatively Moderate74.1$821K
Ice StormRelatively Moderate72.1$302K
Cold WaveRelatively Moderate67.0$2.3M
TornadoRelatively Moderate65.1$2.6M
WildfireRelatively Low69.0$201K
Strong WindRelatively Low44.7$578K
Riverine FloodingRelatively Low35.2$5.1M
LandslideVery Low37.0$659
EarthquakeVery Low25.9$59K
Heat WaveVery Low24.5$114K
LightningVery Low14.0$59K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Hail1980$11M19th of 661000th of 3,080
Winter storms1705$15M24th of 66650th of 3,077
Severe thunderstorm wind1460$3.1M24th of 662126th of 3,080
Floods1000$78M13th of 66734th of 3,080
High wind and dust storms580$1.8M28th of 66563rd of 3,080
Drought530$108M18th of 66688th of 3,063
Tornadoes450$2.7M10th of 66999th of 3,080
Extreme cold290–37th of 66723rd of 3,076
Heat280–16th of 66703rd of 3,076
Lightning20$104K22nd of 661756th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Hutchinson County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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