Hutchinson County, Texas: hazard risk
FEMA rates Hutchinson County's overall risk Relatively Low (score 67.7 of 100, higher than 67% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by drought, winter weather. Its storm record holds 1,233 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 98.8 | $5.8M |
| Winter Weather | Relatively High | 90.0 | $342K |
| Wildfire | Relatively Moderate | 94.9 | $2.9M |
| Hail | Relatively Moderate | 90.4 | $1.5M |
| Cold Wave | Relatively Moderate | 88.3 | $5.1M |
| Tornado | Relatively Moderate | 78.3 | $3.0M |
| Ice Storm | Relatively Moderate | 72.1 | $206K |
| Strong Wind | Relatively Moderate | 67.4 | $755K |
| Lightning | Relatively Moderate | 58.7 | $266K |
| Earthquake | Very Low | 36.9 | $105K |
| Heat Wave | Very Low | 32.2 | $128K |
| Riverine Flooding | Very Low | 21.4 | $2.1M |
| Landslide | Very Low | 19.0 | $88 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 570 | 0 | $1.1M | 16th of 254 | 153rd of 3,080 |
| Severe thunderstorm wind | 231 | 1 | $3.2M | 62nd of 254 | 1745th of 3,080 |
| High wind and dust storms | 106 | 0 | $131K | 17th of 254 | 407th of 3,080 |
| Tornadoes | 79 | 1 | $68M | 16th of 254 | 215th of 3,080 |
| Winter storms | 70 | 0 | $2.3M | 27th of 254 | 1910th of 3,077 |
| Drought | 62 | 0 | $196M | 152nd of 254 | 628th of 3,063 |
| Wildfires | 52 | 2 | $22M | 2nd of 254 | 19th of 2,972 |
| Floods | 29 | 2 | $669K | 183rd of 254 | 2261st of 3,080 |
| Extreme cold | 18 | 1 | – | 30th of 254 | 1128th of 3,076 |
| Heavy rain | 7 | 0 | – | 68th of 254 | 1411th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Hutchinson County record: every hazard by year and month, the deadliest events and FEMA's declarations.