Ingham County, Michigan: hazard risk
FEMA rates Ingham County's overall risk Relatively Moderate (score 87.2 of 100, higher than 87% of rated U.S. counties); 4 of its 14 hazards are rated Relatively High or Very High, led by strong wind, tornado, cold wave. Its storm record holds 392 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Very High | 98.4 | $6.7M |
| Tornado | Relatively High | 96.2 | $16M |
| Cold Wave | Relatively High | 89.2 | $7.1M |
| Ice Storm | Relatively High | 84.0 | $608K |
| Hail | Relatively Moderate | 92.6 | $2.3M |
| Riverine Flooding | Relatively Moderate | 88.5 | $36M |
| Winter Weather | Relatively Moderate | 78.5 | $210K |
| Lightning | Relatively Moderate | 71.6 | $573K |
| Heat Wave | Relatively Low | 72.0 | $1.1M |
| Earthquake | Relatively Low | 71.3 | $941K |
| Landslide | Very Low | 46.6 | $1K |
| Hurricane | Very Low | 46.0 | $54K |
| Wildfire | Very Low | 29.6 | $15K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 193 | 3 | $42M | 18th of 83 | 1083rd of 3,080 |
| Hail | 79 | 0 | $1.2M | 15th of 83 | 1775th of 3,080 |
| Winter storms | 65 | 0 | $8.6M | 56th of 83 | 1290th of 3,077 |
| Tornadoes | 29 | 5 | $114M | 6th of 83 | 654th of 3,080 |
| Floods | 13 | 0 | $16M | 31st of 83 | 2292nd of 3,080 |
| High wind and dust storms | 9 | 0 | $16M | 52nd of 83 | 1993rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ingham County record: every hazard by year and month, the deadliest events and FEMA's declarations.