Jackson County, Kentucky: hazard risk
FEMA rates Jackson County's overall risk Very Low (score 24.2 of 100, higher than 24% of rated U.S. counties). Its storm record holds 430 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 88.1 | $35K |
| Wildfire | Relatively Low | 79.8 | $310K |
| Winter Weather | Relatively Low | 52.5 | $53K |
| Hail | Relatively Low | 43.8 | $159K |
| Strong Wind | Relatively Low | 43.8 | $350K |
| Riverine Flooding | Relatively Low | 42.4 | $4.0M |
| Cold Wave | Relatively Low | 42.2 | $545K |
| Lightning | Relatively Low | 35.4 | $103K |
| Tornado | Relatively Low | 31.8 | $436K |
| Hurricane | Very Low | 39.3 | $21K |
| Earthquake | Very Low | 36.3 | $93K |
| Heat Wave | Very Low | 33.7 | $127K |
| Ice Storm | Very Low | 22.6 | $16K |
| Avalanche | Very Low | 14.3 | $14 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 171 | 0 | $533K | 59th of 118 | 522nd of 3,080 |
| Winter storms | 87 | 0 | $3K | 50th of 118 | 750th of 3,077 |
| Hail | 73 | 0 | $109K | 24th of 118 | 851st of 3,080 |
| Floods | 60 | 0 | $451K | 80th of 118 | 552nd of 3,080 |
| High wind and dust storms | 13 | 0 | $97K | 53rd of 118 | 1145th of 3,080 |
| Extreme cold | 12 | 0 | – | 47th of 118 | 743rd of 3,076 |
| Heavy rain | 7 | 0 | – | 49th of 118 | 642nd of 3,080 |
| Drought | 3 | 0 | – | 42nd of 118 | 2055th of 3,063 |
| Tornadoes | 2 | 0 | $857K | 108th of 118 | 2597th of 3,080 |
| Heat | 1 | 0 | – | 70th of 118 | 2092nd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Jackson County record: every hazard by year and month, the deadliest events and FEMA's declarations.