Jackson County, Tennessee: hazard risk
FEMA rates Jackson County's overall risk Very Low (score 22.5 of 100, higher than 22% of rated U.S. counties). Its storm record holds 287 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Low | 63.7 | $2K |
| Hail | Relatively Low | 53.7 | $183K |
| Tornado | Relatively Low | 53.1 | $816K |
| Lightning | Relatively Low | 49.7 | $137K |
| Winter Weather | Relatively Low | 48.3 | $36K |
| Strong Wind | Relatively Low | 47.9 | $309K |
| Cold Wave | Relatively Low | 39.8 | $388K |
| Ice Storm | Relatively Low | 39.3 | $30K |
| Riverine Flooding | Relatively Low | 37.0 | $2.6M |
| Earthquake | Very Low | 46.8 | $138K |
| Hurricane | Very Low | 25.3 | $6K |
| Drought | Very Low | 25.2 | $8K |
| Heat Wave | Very Low | 24.2 | $54K |
| Wildfire | Very Low | 7.0 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 131 | 0 | $932K | 41st of 95 | 479th of 3,080 |
| Winter storms | 40 | 0 | $1.5M | 46th of 95 | 1159th of 3,077 |
| Hail | 39 | 0 | $581 | 79th of 95 | 1911th of 3,080 |
| Drought | 27 | 0 | – | 18th of 95 | 419th of 3,063 |
| Floods | 27 | 0 | $15M | 47th of 95 | 938th of 3,080 |
| Tornadoes | 11 | 2 | $6.4M | 46th of 95 | 1421st of 3,080 |
| High wind and dust storms | 5 | 0 | $300K | 58th of 95 | 1992nd of 3,080 |
| Lightning | 3 | 0 | $144K | 37th of 95 | 737th of 3,080 |
| Extreme cold | 1 | 0 | – | 48th of 95 | 2511th of 3,076 |
| Heavy rain | 1 | 0 | – | 37th of 95 | 1612th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Jackson County record: every hazard by year and month, the deadliest events and FEMA's declarations.