Johnson County, Kentucky: hazard risk
FEMA rates Johnson County's overall risk Relatively Low (score 71.1 of 100, higher than 71% of rated U.S. counties). Its storm record holds 453 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 89.9 | $39K |
| Riverine Flooding | Relatively Moderate | 85.2 | $18M |
| Winter Weather | Relatively Moderate | 65.1 | $75K |
| Wildfire | Relatively Low | 76.3 | $204K |
| Heat Wave | Relatively Low | 60.3 | $407K |
| Lightning | Relatively Low | 44.6 | $133K |
| Hail | Relatively Low | 38.9 | $118K |
| Cold Wave | Relatively Low | 36.5 | $394K |
| Ice Storm | Relatively Low | 33.2 | $27K |
| Strong Wind | Relatively Low | 31.7 | $213K |
| Tornado | Relatively Low | 30.5 | $365K |
| Hurricane | Very Low | 45.8 | $34K |
| Earthquake | Very Low | 42.8 | $124K |
| Avalanche | Very Low | 7.3 | $3 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 191 | 0 | $1.1M | 37th of 118 | 341st of 3,080 |
| Winter storms | 90 | 0 | $28K | 33rd of 118 | 459th of 3,077 |
| Floods | 68 | 4 | $16M | 46th of 118 | 300th of 3,080 |
| Hail | 58 | 0 | $7K | 43rd of 118 | 1168th of 3,080 |
| Extreme cold | 17 | 0 | – | 31st of 118 | 329th of 3,076 |
| High wind and dust storms | 8 | 0 | $44K | 71st of 118 | 1379th of 3,080 |
| Drought | 4 | 0 | – | 32nd of 118 | 1800th of 3,063 |
| Heat | 4 | 0 | – | 54th of 118 | 1154th of 3,076 |
| Tornadoes | 4 | 2 | $13M | 96th of 118 | 2362nd of 3,080 |
| Heavy rain | 3 | 0 | $12K | 55th of 118 | 789th of 3,080 |
| Landslides and avalanches | 1 | 0 | – | 19th of 118 | 185th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Johnson County record: every hazard by year and month, the deadliest events and FEMA's declarations.