Josephine County, Oregon: hazard risk
FEMA rates Josephine County's overall risk Relatively Moderate (score 90.2 of 100, higher than 90% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by wildfire. Its storm record holds 508 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively High | 99.2 | $23M |
| Earthquake | Relatively Moderate | 95.2 | $12M |
| Riverine Flooding | Relatively Moderate | 90.2 | $32M |
| Heat Wave | Relatively Moderate | 89.4 | $2.4M |
| Winter Weather | Relatively Moderate | 80.0 | $172K |
| Landslide | Relatively Low | 85.7 | $27K |
| Lightning | Relatively Low | 29.9 | $88K |
| Avalanche | Very Low | 45.2 | $301 |
| Hail | Very Low | 18.2 | $53K |
| Drought | Very Low | 14.1 | $206 |
| Ice Storm | Very Low | 13.0 | $6K |
| Volcanic Activity | Very Low | 12.4 | $0 |
| Strong Wind | Very Low | 11.3 | $69K |
| Tornado | Very Low | 4.9 | $15K |
| Cold Wave | Very Low | 3.3 | $628 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Extreme cold | 131 | 0 | – | 3rd of 36 | 246th of 3,076 |
| Winter storms | 131 | 1 | – | 17th of 36 | 2182nd of 3,077 |
| Wildfires | 92 | 1 | $1.9M | 1st of 36 | 37th of 2,972 |
| High wind and dust storms | 85 | 1 | – | 19th of 36 | 960th of 3,080 |
| Floods | 20 | 0 | $6.0M | 15th of 36 | 2693rd of 3,080 |
| Heat | 19 | 0 | – | 12th of 36 | 1574th of 3,076 |
| Severe thunderstorm wind | 12 | 0 | $78K | 12th of 36 | 2916th of 3,080 |
| Hail | 9 | 0 | – | 24th of 36 | 2932nd of 3,080 |
| Lightning | 5 | 0 | $85K | 7th of 36 | 1602nd of 3,080 |
| Heavy rain | 3 | 0 | – | 29th of 36 | 2325th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Josephine County record: every hazard by year and month, the deadliest events and FEMA's declarations.