Kendall County, Illinois: hazard risk
FEMA rates Kendall County's overall risk Relatively Low (score 80.2 of 100, higher than 80% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by cold wave, strong wind. Its storm record holds 507 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 95.9 | $23M |
| Strong Wind | Relatively High | 84.5 | $2.8M |
| Tornado | Relatively Moderate | 89.7 | $12M |
| Riverine Flooding | Relatively Moderate | 79.7 | $34M |
| Earthquake | Relatively Low | 66.5 | $1.2M |
| Heat Wave | Relatively Low | 61.9 | $1.1M |
| Winter Weather | Relatively Low | 50.2 | $113K |
| Drought | Relatively Low | 45.6 | $185K |
| Ice Storm | Relatively Low | 41.4 | $99K |
| Lightning | Relatively Low | 41.2 | $295K |
| Landslide | Very Low | 36.2 | $861 |
| Hail | Very Low | 23.4 | $150K |
| Wildfire | Very Low | 14.2 | $8K |
| Hurricane | Very Low | 9.9 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 206 | 0 | $410K | 14th of 102 | 567th of 3,080 |
| Hail | 91 | 0 | $125K | 41st of 102 | 1026th of 3,080 |
| Winter storms | 74 | 0 | – | 27th of 102 | 557th of 3,077 |
| Floods | 38 | 0 | $5.9M | 35th of 102 | 772nd of 3,080 |
| Tornadoes | 31 | 0 | $21M | 10th of 102 | 168th of 3,080 |
| Extreme cold | 21 | 0 | – | 25th of 102 | 354th of 3,076 |
| Drought | 13 | 0 | – | 28th of 102 | 1129th of 3,063 |
| High wind and dust storms | 13 | 0 | $173K | 33rd of 102 | 1063rd of 3,080 |
| Heat | 12 | 0 | – | 45th of 102 | 655th of 3,076 |
| Heavy rain | 5 | 0 | $255K | 37th of 102 | 910th of 3,080 |
| Lightning | 2 | 0 | $12K | 33rd of 102 | 1059th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Kendall County record: every hazard by year and month, the deadliest events and FEMA's declarations.