Kent County, Delaware: hazard risk

FEMA rates Kent County's overall risk Relatively Moderate (score 84.5 of 100, higher than 84% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by cold wave, winter weather. Its storm record holds 1,106 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Kent County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Cold WaveRelatively High93.7$10M
Winter WeatherRelatively High92.8$534K
HurricaneRelatively Moderate91.3$10M
Heat WaveRelatively Moderate87.6$2.6M
DroughtRelatively Moderate84.9$1.3M
Riverine FloodingRelatively Moderate82.9$24M
LightningRelatively Moderate73.4$585K
Coastal FloodingRelatively Moderate69.6$1.1M
TornadoRelatively Moderate68.6$2.5M
Ice StormRelatively Moderate67.7$205K
Strong WindRelatively Moderate60.0$770K
EarthquakeRelatively Low80.7$1.8M
WildfireRelatively Low64.9$126K
HailRelatively Low45.9$236K
LandslideVery Low30.2$330

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind2860$4.2M2nd of 3647th of 3,080
Winter storms1641$5.5M2nd of 3406th of 3,077
High wind and dust storms1581$1.3M2nd of 387th of 3,080
Heavy rain1010–1st of 359th of 3,080
Floods790$2.9M3rd of 3601st of 3,080
Heat782–2nd of 3206th of 3,076
Drought530$14M2nd of 3396th of 3,063
Hail360$174K2nd of 32465th of 3,080
Extreme cold281–2nd of 3519th of 3,076
Tornadoes252$15M2nd of 31418th of 3,080
Rip currents and high surf190–3rd of 354th of 2,080
Hurricanes and tropical storms160$14M2nd of 3275th of 1,849
Lightning150$451K3rd of 3271st of 3,080
Wildfires30–3rd of 3504th of 2,972

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Kent County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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