Keweenaw County, Michigan: hazard risk
FEMA rates Keweenaw County's overall risk Very Low (score 0.7 of 100, higher than 0% of rated U.S. counties). Its storm record holds 408 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Low | 38.2 | $28K |
| Wildfire | Very Low | 15.3 | $3K |
| Coastal Flooding | Very Low | 14.8 | $0 |
| Drought | Very Low | 12.6 | $3 |
| Cold Wave | Very Low | 11.3 | $62K |
| Ice Storm | Very Low | 10.1 | $3K |
| Hail | Very Low | 6.5 | $12K |
| Riverine Flooding | Very Low | 5.0 | $475K |
| Landslide | Very Low | 4.7 | $4 |
| Strong Wind | Very Low | 4.1 | $17K |
| Heat Wave | Very Low | 3.1 | $935 |
| Lightning | Very Low | 3.0 | $6K |
| Tornado | Very Low | 1.8 | $1K |
| Earthquake | No Rating | 0.0 | $0 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 281 | 0 | $136K | 1st of 83 | 105th of 3,077 |
| High wind and dust storms | 46 | 0 | $512K | 2nd of 83 | 464th of 3,080 |
| Extreme cold | 25 | 0 | – | 5th of 83 | 540th of 3,076 |
| Severe thunderstorm wind | 23 | 0 | $104K | 78th of 83 | 2628th of 3,080 |
| Floods | 8 | 0 | $1.3M | 49th of 83 | 2531st of 3,080 |
| Hail | 7 | 0 | $10K | 83rd of 83 | 2799th of 3,080 |
| Heavy rain | 5 | 0 | – | 8th of 83 | 918th of 3,080 |
| Heat | 3 | 0 | – | 25th of 83 | 1829th of 3,076 |
| Tornadoes | 2 | 0 | $6K | 77th of 83 | 2703rd of 3,080 |
| Rip currents and high surf | 1 | 0 | – | 14th of 83 | 186th of 2,080 |
| Wildfires | 1 | 0 | $11K | 8th of 83 | 918th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Keweenaw County record: every hazard by year and month, the deadliest events and FEMA's declarations.