Lafayette County, Wisconsin: hazard risk
FEMA rates Lafayette County's overall risk Very Low (score 33.1 of 100, higher than 33% of rated U.S. counties). Its storm record holds 771 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 83.0 | $5.0M |
| Hail | Relatively Moderate | 82.3 | $1.1M |
| Landslide | Relatively Low | 79.7 | $17K |
| Strong Wind | Relatively Low | 48.7 | $598K |
| Drought | Relatively Low | 46.0 | $122K |
| Tornado | Relatively Low | 44.6 | $1.2M |
| Ice Storm | Relatively Low | 38.4 | $55K |
| Heat Wave | Very Low | 38.4 | $237K |
| Riverine Flooding | Very Low | 27.3 | $3.6M |
| Earthquake | Very Low | 21.0 | $35K |
| Winter Weather | Very Low | 18.8 | $18K |
| Lightning | Very Low | 14.9 | $58K |
| Wildfire | Very Low | 14.7 | $6K |
| Hurricane | Very Low | 13.4 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 207 | 1 | $34K | 15th of 72 | 287th of 3,077 |
| Severe thunderstorm wind | 179 | 0 | $8.2M | 22nd of 72 | 1465th of 3,080 |
| Hail | 80 | 0 | $26M | 51st of 72 | 2073rd of 3,080 |
| Floods | 48 | 0 | $8.8M | 18th of 72 | 1312th of 3,080 |
| Heat | 44 | 0 | – | 14th of 72 | 394th of 3,076 |
| Extreme cold | 39 | 1 | $1K | 13th of 72 | 375th of 3,076 |
| High wind and dust storms | 38 | 0 | $1.2M | 20th of 72 | 708th of 3,080 |
| Tornadoes | 36 | 0 | $43M | 16th of 72 | 905th of 3,080 |
| Drought | 17 | 0 | $164K | 32nd of 72 | 1434th of 3,063 |
| Lightning | 7 | 0 | $128K | 24th of 72 | 650th of 3,080 |
| Heavy rain | 4 | 0 | – | 40th of 72 | 1197th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lafayette County record: every hazard by year and month, the deadliest events and FEMA's declarations.