Lamoille County, Vermont: hazard risk
FEMA rates Lamoille County's overall risk Very Low (score 18.3 of 100, higher than 18% of rated U.S. counties). Its storm record holds 619 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 79.1 | $307K |
| Landslide | Relatively Low | 74.9 | $14K |
| Hurricane | Relatively Low | 61.6 | $377K |
| Riverine Flooding | Relatively Low | 42.8 | $8.3M |
| Ice Storm | Relatively Low | 39.9 | $81K |
| Lightning | Relatively Low | 39.7 | $245K |
| Cold Wave | Relatively Low | 27.2 | $563K |
| Strong Wind | Relatively Low | 18.2 | $244K |
| Avalanche | Very Low | 56.1 | $2K |
| Earthquake | Very Low | 40.5 | $244K |
| Heat Wave | Very Low | 21.7 | $110K |
| Wildfire | Very Low | 14.0 | $7K |
| Tornado | Very Low | 10.0 | $99K |
| Hail | Very Low | 4.8 | $17K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 326 | 2 | $5.6M | 1st of 13 | 45th of 3,077 |
| Severe thunderstorm wind | 84 | 0 | $1.3M | 11th of 13 | 2116th of 3,080 |
| High wind and dust storms | 72 | 0 | $3.4M | 2nd of 13 | 191st of 3,080 |
| Floods | 60 | 0 | $16M | 2nd of 13 | 631st of 3,080 |
| Hail | 31 | 0 | $34K | 8th of 13 | 2513th of 3,080 |
| Extreme cold | 29 | 0 | $371K | 3rd of 13 | 352nd of 3,076 |
| Heavy rain | 6 | 0 | – | 2nd of 13 | 704th of 3,080 |
| Heat | 5 | 0 | $964K | 7th of 13 | 1420th of 3,076 |
| Tornadoes | 3 | 0 | $455K | 9th of 13 | 2663rd of 3,080 |
| Lightning | 2 | 0 | $163K | 12th of 13 | 1341st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lamoille County record: every hazard by year and month, the deadliest events and FEMA's declarations.