Lampasas County, Texas: hazard risk
FEMA rates Lampasas County's overall risk Very Low (score 29.9 of 100, higher than 29% of rated U.S. counties). Its storm record holds 430 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 60.9 | $271K |
| Wildfire | Relatively Low | 84.0 | $502K |
| Hail | Relatively Low | 72.2 | $485K |
| Tornado | Relatively Low | 61.2 | $1.5M |
| Winter Weather | Relatively Low | 56.0 | $62K |
| Drought | Relatively Low | 43.2 | $70K |
| Riverine Flooding | Relatively Low | 41.9 | $4.1M |
| Strong Wind | Relatively Low | 30.8 | $234K |
| Cold Wave | Relatively Low | 26.3 | $275K |
| Hurricane | Very Low | 45.6 | $38K |
| Heat Wave | Very Low | 37.9 | $162K |
| Landslide | Very Low | 17.6 | $68 |
| Ice Storm | Very Low | 16.8 | $9K |
| Earthquake | Very Low | 9.7 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 113 | 0 | $2.3M | 150th of 254 | 1551st of 3,080 |
| Drought | 97 | 0 | $1.9M | 27th of 254 | 129th of 3,063 |
| Severe thunderstorm wind | 77 | 0 | $11M | 156th of 254 | 2380th of 3,080 |
| Heat | 41 | 0 | – | 63rd of 254 | 492nd of 3,076 |
| Floods | 37 | 0 | $975K | 120th of 254 | 1744th of 3,080 |
| Winter storms | 25 | 0 | $21K | 111th of 254 | 2458th of 3,077 |
| Tornadoes | 15 | 0 | $827K | 190th of 254 | 2098th of 3,080 |
| Wildfires | 9 | 0 | $440K | 36th of 254 | 256th of 2,972 |
| Extreme cold | 7 | 0 | $300K | 67th of 254 | 1790th of 3,076 |
| Heavy rain | 5 | 0 | $37K | 42nd of 254 | 1115th of 3,080 |
| High wind and dust storms | 3 | 0 | $85K | 121st of 254 | 2725th of 3,080 |
| Lightning | 1 | 0 | $7K | 115th of 254 | 2111th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lampasas County record: every hazard by year and month, the deadliest events and FEMA's declarations.