Lauderdale County, Tennessee: hazard risk
FEMA rates Lauderdale County's overall risk Relatively Low (score 71.6 of 100, higher than 71% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 463 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 82.7 | $343K |
| Earthquake | Relatively Moderate | 95.5 | $11M |
| Tornado | Relatively Moderate | 84.4 | $3.4M |
| Heat Wave | Relatively Moderate | 80.0 | $1.0M |
| Cold Wave | Relatively Moderate | 68.3 | $1.3M |
| Winter Weather | Relatively Moderate | 66.2 | $76K |
| Drought | Relatively Moderate | 64.8 | $262K |
| Lightning | Relatively Moderate | 64.4 | $271K |
| Landslide | Relatively Low | 72.5 | $5K |
| Strong Wind | Relatively Low | 28.1 | $182K |
| Hurricane | Very Low | 50.1 | $50K |
| Riverine Flooding | Very Low | 25.2 | $2.0M |
| Hail | Very Low | 23.8 | $59K |
| Wildfire | Very Low | 19.1 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 137 | 0 | $891K | 83rd of 95 | 1251st of 3,080 |
| Heat | 111 | 0 | – | 6th of 95 | 68th of 3,076 |
| Winter storms | 61 | 0 | $97K | 47th of 95 | 1162nd of 3,077 |
| Hail | 49 | 0 | $21K | 80th of 95 | 1921st of 3,080 |
| Drought | 30 | 0 | – | 33rd of 95 | 713th of 3,063 |
| Tornadoes | 27 | 9 | $13M | 26th of 95 | 832nd of 3,080 |
| Floods | 23 | 0 | $16M | 91st of 95 | 1588th of 3,080 |
| Extreme cold | 12 | 1 | – | 9th of 95 | 952nd of 3,076 |
| High wind and dust storms | 9 | 0 | $45K | 48th of 95 | 1853rd of 3,080 |
| Lightning | 2 | 0 | $147K | 59th of 95 | 1361st of 3,080 |
| Heavy rain | 1 | 0 | – | 48th of 95 | 1888th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $41K | 26th of 95 | 910th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lauderdale County record: every hazard by year and month, the deadliest events and FEMA's declarations.