Lavaca County, Texas: hazard risk

FEMA rates Lavaca County's overall risk Relatively Low (score 78.9 of 100, higher than 78% of rated U.S. counties). Its storm record holds 382 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Lavaca County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Cold WaveRelatively Moderate87.8$5.0M
Riverine FloodingRelatively Moderate85.8$23M
HurricaneRelatively Moderate84.7$3.0M
LightningRelatively Moderate74.7$501K
DroughtRelatively Moderate66.7$356K
Heat WaveRelatively Low54.4$388K
TornadoRelatively Low54.1$1.2M
HailRelatively Low39.2$146K
Winter WeatherRelatively Low27.9$23K
Strong WindRelatively Low25.9$209K
WildfireVery Low37.2$18K
Ice StormVery Low26.4$21K
EarthquakeVery Low15.5$15K
LandslideVery Low10.6$26

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Floods1161$14M26th of 254655th of 3,080
Hail850$815K196th of 2542210th of 3,080
Severe thunderstorm wind630$3.6M193rd of 2542520th of 3,080
Drought570–174th of 254785th of 3,063
Tornadoes360$26M158th of 2541715th of 3,080
Winter storms110–207th of 2542855th of 3,077
Lightning41$354K64th of 2541388th of 3,080
Hurricanes and tropical storms30$762K50th of 254828th of 1,849
Extreme cold22–194th of 2542651st of 3,076
Heat20–168th of 2542185th of 3,076
Heavy rain10–146th of 2542220th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Lavaca County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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