Lawrence County, Illinois: hazard risk

FEMA rates Lawrence County's overall risk Relatively Low (score 49.2 of 100, higher than 49% of rated U.S. counties). Its storm record holds 357 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Lawrence County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively Moderate85.8$1.1M
EarthquakeRelatively Low85.5$2.6M
Riverine FloodingRelatively Low58.2$7.4M
Heat WaveRelatively Low57.3$451K
Winter WeatherRelatively Low49.2$54K
TornadoRelatively Low45.7$937K
Strong WindRelatively Low44.8$412K
Cold WaveRelatively Low36.1$486K
Ice StormRelatively Low35.6$38K
LightningRelatively Low29.2$92K
LandslideVery Low45.2$842
HailVery Low32.4$115K
HurricaneVery Low22.1$6K
WildfireVery Low0.5$199

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1560$2.0M23rd of 102695th of 3,080
Hail670–38th of 1021004th of 3,080
Floods500$2.5M27th of 102596th of 3,080
Winter storms320$41K75th of 1021709th of 3,077
High wind and dust storms140$170K48th of 1021418th of 3,080
Heat130–49th of 102698th of 3,076
Tornadoes120$31M97th of 1021583rd of 3,080
Drought60$33M75th of 1021776th of 3,063
Extreme cold60–72nd of 1021333rd of 3,076

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Lawrence County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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