Lee County, Kentucky: hazard risk
FEMA rates Lee County's overall risk Very Low (score 7.5 of 100, higher than 7% of rated U.S. counties). Its storm record holds 431 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Low | 83.6 | $20K |
| Winter Weather | Relatively Low | 34.6 | $28K |
| Strong Wind | Relatively Low | 29.7 | $226K |
| Cold Wave | Relatively Low | 28.1 | $292K |
| Wildfire | Very Low | 57.8 | $58K |
| Avalanche | Very Low | 27.9 | $69 |
| Hurricane | Very Low | 26.2 | $8K |
| Earthquake | Very Low | 25.3 | $36K |
| Tornado | Very Low | 23.4 | $247K |
| Lightning | Very Low | 22.6 | $60K |
| Heat Wave | Very Low | 21.5 | $55K |
| Riverine Flooding | Very Low | 21.2 | $2.0M |
| Hail | Very Low | 21.1 | $59K |
| Ice Storm | Very Low | 16.3 | $9K |
| Drought | Very Low | 14.8 | $383 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 184 | 0 | $576K | 15th of 118 | 113th of 3,080 |
| Winter storms | 91 | 0 | $139K | 26th of 118 | 338th of 3,077 |
| Floods | 64 | 0 | $6.2M | 24th of 118 | 145th of 3,080 |
| Hail | 33 | 0 | – | 45th of 118 | 1178th of 3,080 |
| High wind and dust storms | 16 | 0 | $116K | 28th of 118 | 624th of 3,080 |
| Extreme cold | 13 | 0 | – | 33rd of 118 | 357th of 3,076 |
| Heavy rain | 13 | 0 | $15K | 6th of 118 | 144th of 3,080 |
| Heat | 7 | 0 | – | 37th of 118 | 796th of 3,076 |
| Drought | 4 | 0 | – | 28th of 118 | 1672nd of 3,063 |
| Landslides and avalanches | 2 | 0 | $9K | 16th of 118 | 158th of 2,278 |
| Tornadoes | 2 | 1 | $25M | 102nd of 118 | 2443rd of 3,080 |
| Lightning | 1 | 0 | $98K | 53rd of 118 | 1271st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lee County record: every hazard by year and month, the deadliest events and FEMA's declarations.